šŗšø California advances 0 down, no payment home 'loans' for undocumented immigrants
The California Senate Appropriations Committee advanced a bill to allow undocumented immigrants to make use of the stateās zero down, no payment home āloanā program, an expansion the legislature says would create āsignificant cost pressures.ā
āThe social and economic benefits of homeownership should be available to everyone. As such, the California Dream for All Program should be available to all,ā wrote bill author Assemblymember Joaquin Arambula, D-Fresno. āWhen undocumented individuals are excluded from such programs, they miss out on a crucial method of securing financial security and personal stability for themselves and their families.ā
This program allows applicants to secure āloansā of up to 20% of the homeās purchase price ā or, about what a typical down payment is ā with zero down payment on this state loan, and no payments.
The stateās āloanā can potentially be repaid to the state when the home is refinanced, sold, or transferred, with the borrower paying back the original loan amount plus 20% of any increase in value on the property. Itās not clear what happens if a family decides to hold on to a home as there are no provisions on how long a property can be held for, which means certain kinds of trusts could potentially allow the loan to not be paid back.
This year, 18 thousand individuals applied for the $255 million āloanā program through a lottery, leaving 1,700 lucky winners with up to $150,000 each towards down payment and closing costs.
It's easy to mock this guy, laugh at him, say it's always Gingers etc.
However why are we not asking why, as a society, young men are making life choices like this?
Same as anyone who chooses to go against our natural order with how they live.
Something has gone badly wrong.
āOregon is using satellites to hunt small farms.ā
Farmer Justin Rhodes says the state redefined āCAFOā so even 3 cows and a milking stand count as a factory farm.
Cease-and-desist letters. $100K āupgrades.ā Family farms shut down.
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āThe fetal bovine serum is just disgusting, and itās in almost every viral vaccine. They harvest it by inserting a needle into the beating heart of a baby cow to extract its blood. Where is PETA when you need them? The FDA even admits they use ācow partsā because cows are large and have a lot to use.ā
@NoAgendaLara
šš Climate scientistsā controversial claim Gulf Stream could be near collapse ā predicting a new ice age
A key Atlantic current could be pushed to the brink of collapse within decades, supposedly ushering in a new ice age and dramatically raising sea levels, climate scientists have claimed in a controversial new study published in the journal Communications Earth & Environment.
Per the new findings, the at-risk current in question is the Atlantic Meridional Overturning Circulation or AMOC, a āconveyor belt of the oceanā that funnels warm water toward the ocean surface ā from the tropics to the Northern Hemisphere.
This current, which includes the Gulf Stream that runs from the Gulf of Mexico to the US East Coast and across the Atlantic to Europe, helps maintain the mild climate of Europe, the UK, and the US East Coast.
The study stated that the source of this marine temperature regulator, the Greenland Ice sheet, is being thawed amid warming temperatures, causing ...