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🇺🇸 California advances 0 down, no payment home 'loans' for undocumented immigrants

The California Senate Appropriations Committee advanced a bill to allow undocumented immigrants to make use of the state’s zero down, no payment home “loan” program, an expansion the legislature says would create “significant cost pressures.”

“The social and economic benefits of homeownership should be available to everyone. As such, the California Dream for All Program should be available to all,” wrote bill author Assemblymember Joaquin Arambula, D-Fresno. “When undocumented individuals are excluded from such programs, they miss out on a crucial method of securing financial security and personal stability for themselves and their families.”

This program allows applicants to secure “loans” of up to 20% of the home’s purchase price — or, about what a typical down payment is — with zero down payment on this state loan, and no payments.

The state’s “loan” can potentially be repaid to the state when the home is refinanced, sold, or transferred, with the borrower paying back the original loan amount plus 20% of any increase in value on the property. It’s not clear what happens if a family decides to hold on to a home as there are no provisions on how long a property can be held for, which means certain kinds of trusts could potentially allow the loan to not be paid back.

This year, 18 thousand individuals applied for the $255 million “loan” program through a lottery, leaving 1,700 lucky winners with up to $150,000 each towards down payment and closing costs.

đź”— https://www.sfexaminer.com/news/state/california-advances-0-down-no-payment-home-loans-for-undocumented-immigrants/article_0748d4c1-4d81-5383-bd1d-62cae238152b.html

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This drone accelerates faster than:
✔️ An F1 car
✔️ A Tesla Plaid
✔️ Even a fighter jet on launch

Imagine what they're not showing us...

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⚡️A Russian drone strike hit the car of Chief Rabbi Yosef Yitzchak Wolf in Kherson, head of the United Jewish Community of Ukraine’s local chapter.

Yosef is well known for assisting SBU and Nationalists in tracking down pro Russian Ukrainians who supported Russian forces during the liberation and uses his synagogue, as a shield, to help assemble FPVs for Ukrainian forces.

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Family

🇨🇦 Stefan Molyneux on X: Almost every government policy in the West is designed to prevent family formation for the native population.

📝 Roger Marques: "Could not agree more.
Housing is expensive.
Families taxed to the bone.
Prices are so high that both elements of the couple must work.
Women are incentivized to not care about having children in their prime.
Public schooling literally retards children.
The culture is profoundly anti-children.

What else?"

https://x.com/StefanMolyneux/status/1948245983722082430

New Reason to Prep

JUST IN - A mysterious intergalactic object could potentially be a “hostile” alien spacecraft that’s slated to attack our planet in November, according to a new study by scientists — NYP

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