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šŗšø California advances 0 down, no payment home 'loans' for undocumented immigrants
The California Senate Appropriations Committee advanced a bill to allow undocumented immigrants to make use of the stateās zero down, no payment home āloanā program, an expansion the legislature says would create āsignificant cost pressures.ā
āThe social and economic benefits of homeownership should be available to everyone. As such, the California Dream for All Program should be available to all,ā wrote bill author Assemblymember Joaquin Arambula, D-Fresno. āWhen undocumented individuals are excluded from such programs, they miss out on a crucial method of securing financial security and personal stability for themselves and their families.ā
This program allows applicants to secure āloansā of up to 20% of the homeās purchase price ā or, about what a typical down payment is ā with zero down payment on this state loan, and no payments.
The stateās āloanā can potentially be repaid to the state when the home is refinanced, sold, or transferred, with the borrower paying back the original loan amount plus 20% of any increase in value on the property. Itās not clear what happens if a family decides to hold on to a home as there are no provisions on how long a property can be held for, which means certain kinds of trusts could potentially allow the loan to not be paid back.
This year, 18 thousand individuals applied for the $255 million āloanā program through a lottery, leaving 1,700 lucky winners with up to $150,000 each towards down payment and closing costs.
Speaking at the WEF, Savor CEO Kathleen Alexander boasts about how her company is "saving the planet" from the evils of agriculture by replacing real butters and oils with synthetic versions made from carbon dioxide and methane. š³
"Savor is part of bringing transformation to the food system by re-imagining how we make an entire macronutrientāfats and oils."
"The result is that we can dramatically lower the planetary footprint of our food system."
"Our food system today uses about 50% of the habitable land on the planet. It's 20-30% of our greenhouse gas emissions."
"And we can reduce all of those by 50-100%."
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[July 3, 2026 EST]
š„ Top Stories
ā¢ Middle East risk flares ā IDF hits Hezbollah sites in south Lebanon; Houthis threaten Saudi assets; France deploys naval/mine-countermeasure assets near Hormuz.
ā¢ U.S. oil market scrutiny ā DOJ/FTC say theyāre monitoring crude for price-fixing/collusion as Brent settles at $72.12/bbl.
ā¢ Trump pardons saga ā Trump signs pardons for six and faces fresh scrutiny after NBC reported undisclosed stock purchases before tariff pause.
ā½ Oil & Energy
ā¢ Gulf crude exports topped 10M bpd in June but remain ~40% below pre-conflict levels; Fitch flags ongoing Iran/Mideast risk to corporates and oil forecasts.
ā¢ CMA CGM warns Hormuz transit charges would be ādevastatingā; Airbus says defense cooperation remains pressured.
š Markets & Macro
ā¢ Germanyās 2027 draft budget lifts borrowing to ā¬203.7B and spending to ā¬555.4B; euro equities firm with DAX +0.85%.
ā¢ ECB/BoE message: inflation still the focus, but Bailey says UK ...
š®š·ššŗšø Iran Is a Bigger Defeat Than Vietnam | Foreign Policy
At his second inaugural, U.S. President Donald Trump pronounced his hope āthat our recent presidential election will be remembered as the greatest and most consequential election in the history of our country.ā By losing his Gulf war, Trump has achieved that goal. His choice to launch a campaign against Iran was encouraged by others, but fully his own. It has led to a reversal that marks a strategic calamity far greater than the U.S. defeat in the Vietnam War.
Defeat in the Iranian war looks, on the surface, nothing like other U.S. military defeats. The speed of the war and its remoteness have lent an air of unreality to the whole endeavor. The White House has not been burned, as it was in 1814; there have not been protests against a nonexistent draft. The absence of substantial U.S. casualties in this conflict also masks the scale of the U.S. defeat. To be sure, the war has been deadly: Thousands of Iranians, ...
According to The Wall Street Journal, Donald Trump reviewed military options for a full-scale war against Iran to āfinish the job,ā but has decided, for now, not to move forward.
The report says Trump is concerned that renewed military conflict could hurt the chances of a diplomatic resolution and of dismantling Iranās nuclear program, and that heās shown willingness to let indirect talks in Qatar run past the August 18 deadline. He is said to be fine with continuing limited strikes on Iranian targets if Tehran violates the current temporary deal - as it already has, repeatedly.
How are those negotiations going?
Not well. It seems JD Vanceās āhistoricā face-to-face achievement was a one-off. Washington has been quietly downgraded from talking to the Great Satan to negotiating with the Little Satan instead - a senior Qatari official confirmed that U.S. envoys Steve Witkoff and Jared Kushner met Qatari officials in Doha, but there are currently no high-level U.S.-Iran meetings ...
